维州首次购房者被“税”哭！可享印花税减免的城区不到20个？反对党提议：$100万内免印花税！

【本文译自realestate.com.au仅代表原出处和原作者观点，仅作阅读参考，不代表本平台态度和立场】

维州成千上万首次购房者正被巨额税单压得喘不过气来，因为该州的主要购房支持计划已难以跟上现实需求。

分析显示，维州反对党计划将首次购房者印花税减免计划的房价上限提高至100万澳元，这一举措将为额外204个城区的购房者免除印花税提供资格。

目前，全州符合减免资格的城区不足20个，这些城区的独立屋中位价才能落在现有规定范围内。

澳大利亚统计局（ABS）数据显示，2023-2024财年，维州共发放了36,756笔首次购房贷款。

该年还另有1,893笔贷款发放给购买投资房产的首次购房者。

但州税务局数据显示，仅有32,849人通过首次购房印花税减免计划获得了优惠，该计划为60万澳元以下的购房提供全额印花税豁免，并在60万至75万澳元之间按比例减免。

一套售价750,001澳元的房产，印花税高达40,070澳元；如果售价为100万澳元，印花税则达到55,000澳元。

昨天，维州反对党宣布，他们将把房价上限提升至100万澳元，以使该州的政策更接近昆士兰州和新南威尔士州的标准，同时也呼应联邦政府即将推出的“Help to Buy”共有产权计划的上限调整。

反对党估算，该政策将在一年内帮助1.7万人实现购房梦。不过，这一计划最早也要等到2026年11月下次州选之后才能落地，前提是他们赢得大选并成功执政。

PropTrack的中位价房屋销售数据表明，目前仅有19个城区的房价低于60万澳元；而按照反对党提案的上限，符合资格的城区将增至204个。

另一组PropTrack的销售数据显示，在过去一周内，有至少263套房产的售价符合现行政策的门槛。如果采用反对党的新标准，则在过去七天内将有868笔交易符合资格。

这一变化将使一些曾经的首次购房热门区域重新纳入支持范围，如Sunshine、Watsonia、Reservoir 和 Greenvale，这些城区如今的房屋价格大多超过75万澳元，已经无法享受任何印花税优惠。

维州房地产协会代理首席执行官 Jacob Caine 表示，鉴于普遍预测房价在未来一年将持续上涨，州政府应该立即调整政策，而不是等到自由党提出后再拖到大选。

Caine说：“政府唯一不愿现在做出改变的原因，就是他们依赖这些印花税收入，而这些钱恰恰是从首次购房者手中拿来的。”

他指出，印花税长期以来被研究证实是一种效率低下的税收方式，不应继续成为阻碍首次购房者在工作地点和家庭附近购买合适房产的障碍。

他补充说，此次调整有望将185个城区纳入减免范围，这一广泛扩展也可能抑制因税改带来的房价上涨压力。

贷款中介公司 Mortgage Choice 的经纪人 David Thurmond 认为，州政府的首次购房支持计划需要全面审查，因为自2017年以来从未更新，“毫无疑问”，现在有成千上万的购房者的房屋价格都已超过当前上限。

Thurmond说：“那么这几年发生了什么？房价出现了巨大增长。”

“这迫使人们在选择居住城区上作出妥协，也意味着他们未来不得不再买第二套房来满足生活需求。”

“如果免除印花税，确实有人可以考虑80万澳元的房子。”

这位贷款经纪人还表示，虽然放宽限制会增加购房者预算，从而推高房价，但考虑到会有这么多城区被纳入可购买范围，这种上涨的影响将会被稀释，更重要的是，人们现在就需要这项支持。

相比之下，他指出，目前他所接触的客户中，没有人能从Allan政府为期房高达100万澳元的印花税减免政策中受益。

为推动住房建设，Thurmond建议，还应推出更多针对新建住房的定向补贴。

以下是部分中位房价在100万澳元以下的郊区列表：

Melton – $475,000

Melton South – $522,000

Kurunjang – $538,000

Melton West – $540,000

Brookfield – $550,000

Dallas – $560,000

Coolaroo – $560,000

Weir Views – $570,000

Harkness – $572,000

Wyndham Vale – $575,000

Thornhill Park – $580,500

Broadmeadows – $585,000

Laverton – $590,000

East Warburton – $590,000

Longwarry – $595,000

Millgrove – $597,500

Bacchus Marsh – $599,500

Doveton – $600,000

Meadow Heights – $600,000

Frankston North – $605,000

Werribee – $606,000

Jacana – $608,500

Maddingley – $610,000

Albanvale – $612,000

Kings Park – $618,000

Wallan – $620,000

Hoppers Crossing – $620,000

Campbellfield – $621,000

Cobblebank – $625,000

Strathtulloh – $625,000

Rockbank – $625,000

Mambourin – $626,500

Diggers Rest – $635,000

Eumemmerring – $635,000

Kalkallo – $640,000

Manor Lakes – $640,000

Badger Creek – $640,000

Deanside – $642,000

Mount Cottrell – $642,000

Darley – $649,500

Donnybrook – $650,000

Tarneit – $650,000

Craigieburn – $650,000

Pakenham – $652,000

Delahey – $652,500

Werribee South – $652,500

Roxburgh Park – $653,000

Truganina – $655,000

Beveridge – $656,500

Cranbourne – $658,500

Westmeadows – $660,000

Warburton – $660,000

St Albans – $662,500

Epping – $663,000

Hampton Park – $665,000

Junction Village – $665,000

Deer Park – $669,000

Mickleham – $669,900

Koo Wee Rup – $670,000

Hastings – $670,000

Sunbury – $675,000

Ardeer – $676,300

Wollert – $680,000

Bonnie Brook – $680,000

Cranbourne West – $683,000

Sunshine West – $685,000

Woori Yallock – $694,000

Clyde – $695,000

Fraser Rise – $697,500

Mernda – $700,000

Kealba – $700,000

Lalor – $701,000

Sydenham – $701,000

Capel Sound – $705,000

Yarra Junction – $707,500

Cranbourne East – $710,000

Lang Lang – $710,000

Carrum Downs – $711,000

Whittlesea – $715,000

Altona Meadows – $716,000

Cranbourne North – $717,000

Lancefield – $717,500

Officer – $720,000

Thomastown – $720,000

Blind Bight – $722,500

Aintree – $723,750

Clyde North – $725,000

Dandenong – $725,000

Crib Point – $727,500

Hallam – $728,000

Seville East – $729,500

South Morang – $730,000

Baxter – $730,000

Bunyip – $732,500

Gladstone Park – $733,000

Burnside Heights – $735,000

Frankston – $735,000

Sunshine North – $736,000

Braybrook – $740,000

Albion – $740,000

Launching Place – $742,500

Caroline Springs – $743,500

Garfield – $745,000

Tullamarine – $745,000

Narre Warren – $748,750

Point Cook – $750,000

Eynesbury – $750,000

Nar Nar Goon North – $750,000

Seabrook – $752,500

Doreen – $760,000

Dandenong North – $760,000

Rosebud – $760,000

Keilor Downs – $765,000

Fawkner – $766,500

Noble Park – $770,000

Noble Park North – $777,500

Brooklyn – $780,000

Sunshine – $782,500

Lynbrook – $783,000

Skye – $787,000

Burnside – $788,000

Williams Landing – $792,000

Kilsyth – $795,000

Kingsbury – $797,500

Mill Park – $798,000

Heidelberg West – $800,000

Romsey – $800,000

New Gisborne – $800,000

Keilor Park – $800,000

Hillside – $801,000

Endeavour Hills – $805,000

Mooroolbark – $812,000

Glenroy – $815,000

Narre Warren South – $815,000

Attwood – $815,000

Officer South – $820,000

Lilydale – $820,000

Seaford – $820,000

Healesville – $820,000

Maidstone – $821,000

Cranbourne South – $821,500

Coldstream – $822,500

Selby – $824,750

Silvan – $825,000

Belgrave – $827,500

Springvale – $830,000

Kalorama – $835,000

Mount Evelyn – $838,000

Springvale South – $838,000

Monbulk – $838,000

Tyabb – $840,000

Hadfield – $850,000

Seville – $850,000

Bundoora – $850,000

Chirnside Park – $850,000

Boronia – $850,000

Tootgarook – $850,500

Langwarrin – $855,000

Heathcote Junction – $855,000

Greenvale – $857,500

Tecoma – $860,000

Somerville – $863,750

Taylors Hill – $865,000

Mount Dandenong – $865,000

Upper Ferntree Gully – $866,500

Cairnlea – $870,000

Cockatoo – $870,000

Ferntree Gully – $870,000

The Basin – $873,000

Upwey – $875,000

Kallista – $875,500

Heidelberg Heights – $875,750

Wesburn – $876,250

Bayswater – $879,000

Berwick – $880,000

Cannons Creek – $887,500

Croydon – $888,000

Carrum – $888,500

Reservoir – $890,000

Botanic Ridge – $895,000

Bayswater North – $897,500

Croydon South – $897,500

Avonsleigh – $900,000

Gowanbrae – $905,000

Watsonia North – $905,000

Williamstown North – $905,000

Keysborough – $910,000

West Footscray – $915,000

Airport West – $917,500

Montrose – $920,000

Altona North – $925,000

Wandong – $925,000

Knoxfield – $930,444

Lyndhurst – $931,500

Wattle Glen – $935,000

Sassafras – $935,000

Yarra Glen – $937,500

Clayton South – $938,500

Kinglake West – $938,500

Chelsea Heights – $940,000

Watsonia – $940,500

Kinglake – $945,000

Taylors Lakes – $945,000

Pearcedale – $947,500

Dromana – $949,000

Footscray – $950,000

Chelsea – $950,000

Riddells Creek – $950,000

Rye – $950,000

Wandin North – $955,000

Scoresby – $961,000

Coburg North – $969,250

Keilor Lodge – $970,000

Emerald – $973,000

Gisborne – $980,000

Avondale Heights – $980,000

Croydon North – $987,000

Hurstbridge – $990,000

Ringwood East – $991,000

Beaconsfield – $1,000,000

Gembrook – $1,000,000

Nyora – $1,000,000

编译：Renee

原文链接：

https://www.realestate.com.au/news/victorian-firsthome-buyer-stamp-duty-concession-scheme-fails-thousands/